Eliminate any surprises on the road to purchasing your new home. Real estate can be an overwhelming endeavour that intimidates many people, but it doesn’t have to.
This section helps you understand who the participants are in the home buying process and what they do. It will help you understand the mortgage approval process and the costs involved in purchasing a home. Most importantly, it will help you prepare for the road ahead.
Contact a member of our Team to schedule a Personalized Consultation to get you started in the right direction.
FINANCES
FINANCES
- Determine what your monthly budget is and what your can comfortably afford.
- Sit down with a mortgage specialist to see what you can be approved for and ensure you have the down payment required.
- With the above information, decide on your budget.
FINDING YOUR HOME
FINDING YOUR HOME
- Update your property search criteria with your advisor based on your finances.
- Your advisor will set up an auto-notification of new listings that match your criteria, as well work closely with you to ensure that the properties that best match are being provided at the earliest possible time.
- Lets look at properties, THIS IS WHERE THE FUN BEGINS
MAKING AN OFFER
MAKING AN OFFER
- You have found the property for you!
- Your advisor will
- Show you comparable market data etc. and help you determine the market value and offer price that is comfortable for you.
- Explain all the details involved in an offer and the importance to you.
- Decide on the details, such as price, conditions and dates, and draft the offer.
- Present the offer to the seller and sellers agent on your behalf, negotiate on terms, conditions and price etc. until a mutual agreement is reached.
- Congratulations, you have an accepted offer.
MAKING A DEAL
MAKING A DEAL
- Forward all documents to your mortgage specialist.
- Familiarize yourself with the property and ensure it is as it seems.
- Book a building inspection.
- Read any documents associated with the property.
- Choose a Lawyer or Notary to represent you in the transaction.
- Your advisor will collect the deposit from you.
- Congratulations, you have a firm deal!
CLOSING THE DEAL AND MOVING IN
CLOSING THE DEAL AND MOVING IN
- Your lawyer or notary will arrange to meet you just prior to your move in date to complete the transaction. You will need to prepare the funds required to close.
- Possession, your advisor will meet you with your keys and walk through your new home with you to ensure all is in order.
- CONGRATULATIONS, HOME SWEET HOME. HOUSE WARMING PARTY!
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